Protect higher balances with expanded FDIC coverage.
Manage larger balances with greater confidence through CDARS® and ICS®. These services provide access to multi-million-dollar FDIC insurance coverage while allowing your deposits to earn competitive interest.
Features You’ll Love
- Protect high-dollar deposits with expanded FDIC coverage
- Earn competitive interest on qualifying balances
- Simplify reporting with consolidated statements
Get full FDIC protection on your high-dollar CD deposits. CDARS distributes your funds over $250,000 into CDs across different financial institutions.
While your investment earns competitive interest, your funds remain secure — and you’ll only ever receive statements from The Tri-County Bank. Put your higher balances to work, and let us do the work for you.
- Interest above standard savings, which may compare favorably with other investment alternatives1
- Full FDIC insurance on deposits up to $50 million
- All CD investments managed through a single relationship
- Excellent personal service
- Flexible maturity periods available
- Interest paid directly to you or an account you designate
- A single monthly statement with detailed listing
- Annual tax summary is consolidated in one report
- Effortless solution to save time and money managing accounts
Enjoy peace of mind with full FDIC protection on your high-dollar deposits. ICS distributes your funds over $250,000 into demand deposit accounts across different financial institutions.
Your funds remain secure as they earn competitive interest — and you’ll only ever receive statements from The Tri-County Bank. Put your higher balances to work with this convenient service that does the work for you.
- Enjoy increased coverage while also benefiting from increased access to funds and higher returns than other savings options
- Interest above standard savings, which may compare favorably with other investment alternatives
- Greater security; multi-million dollar FDIC insurance coverage
- Convenience; everything is managed internally by The Tri-County Bank:
- One interest rate
- One regular statement
- One year-end tax form
- Less administrative burden than other collateralized deposits and repo sweep options
- Insured Cash Sweep Demands (ICSD) – Includes unlimited program withdrawals and deposits funds to demand deposit accounts
- Full FDIC coverage on amounts up to $50 million
How It Works
- Sign the agreements, use an existing checking or other transaction account (or set one up), and deposit your funds
- Funds in excess of $250,000 are sent to other ICS network banks in amounts less than $250,0002
- Each individual deposit receives interest, plus full FDIC backing
- As a result, you access FDIC insurance coverage from many institutions while working directly with only your bank
1Limits apply. Funds may be submitted for placement only after a depositor enters into a CDARS® Deposit Placement Agreement with us. The agreement contains important information and conditions regarding the placement of funds by us. IntraFi, CDARS, Certificate of Deposit Account Registry Service, ICS, IntraFi Cash Service, IND, Yankee Sweep, One-Way Buy, and One-Way Sell are registered service marks, and the IntraFi logo are service marks, of IntraFi Network, LLC.
2Deposits are sent to demand deposit accounts. The standard FDIC insurance maximum is $250,000 per insured capacity, per bank.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Kasasa Cash®
| Balance | Minimum Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| 0 to $9,999.99 | $25 | 3.9285% | 4.00% |
| $10,000+ | $25 | 0.35% | 4.00% to 0.35% |
| All balances if qualifications not met | 0.05% | 0.05% |
Qualifications to Earn Rewards
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in and agree to receive e-Statements
- Be enrolled in and log into online banking
And if you don’t meet these qualifications, don’t worry — your account is still free. Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.
Kasasa Saver®
| Balance | Minimum Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| 0 to $14,999.99 | $25 | 0.9954% | 1.00% |
| $15,000+ | $25 | 0.35% | 1.00% to 0.35% |
| All balances if qualifications not met | 0.05% | 0.05% |
Qualifications to Earn the Higher Rate
Qualifying for your Kasasa Cash® or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® or Kasasa Cash Back® account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in and agree to receive e-Statements
- Be enrolled in and log into online banking
And if you don’t meet these qualifications, don’t worry — your accounts are still free. Plus, you’ll still earn our base rate on Kasasa Saver®. And you can get right back to earning your full rewards the very next cycle that you qualify.
TCB Index
| Rate | 12.25% |
|---|
TCB Mortgage Index
| Rate | 5.00% |
|---|